This listing has been marked as Conditionally Sold

Profitable Fintech Lender With Proprietary Technology In Burlington

Not on MLS®

$350,000

Sale of Business in Burlington, ON

Listing Details

Financial Details

About the Business

Competition:

There are approximately 10 such business centers in Burlington. This is location is growing month on month

Growth and expansion potential:

Significant and immediate growth opportunities exist for a new owner. The business is perfectly positioned to capture a larger share of the online market for lending services in Canada through targeted digital marketing strategies like SEO and paid advertising. The existing proprietary platform serves as the ideal launchpad to scale the operation from a local leader into a national new-age lending brand

Support and training for new ownership:

willing to provide a transition period to a new owner key knowledge like understanding the regulatory landscape in different provinces, managing the loan approval process, customer acquisition strategies will be shared.

Reason for selling:

The current owner acquired the business with the strategic objective of turning around a loss-making operation. This successful turnaround has been completed, and the business is now consistently profitable and growing. The owner is now ready to exit and pass the thriving operation to a new buyer poised for the next phase of growth.   This is a confidential listing. Please do not contact the owner or employees directly. All inquiries must be made through the proper channels.

Description

This is a rare opportunity to acquire a well-established and profitable Fintech lending business strategically positioned in the growing Burlington, Ontario market. Founded in 2014, this company operates a unique hybrid "click-and-mortar" model, combining the scalability of a modern digital platform with the trust and direct customer access of a physical location. The sale includes a suite of high-value assets, most notably a custom-built, proprietary loan management system that eliminates licensing fees, and four distinct, stable revenue streams. This turnkey operation is ideally suited for a growth-oriented entrepreneur or an existing financial services company looking to acquire a sophisticated and scalable lending platform.   Key Investment Highlights Proprietary & Scalable Lending Engine: The business runs on a custom-built, core loan management system. This wholly-owned technology provides a significant competitive advantage, offering full control for future development and eliminating costly third-party software licensing fees.   Diversified & Stable Revenue Streams: Unlike single-product lenders, this business is protected from market volatility with four distinct income streams. This includes a lucrative, long-standing partnership with Western Union and other international money transfer services, ensuring consistent and reliable cash flow.   Detailed financial statements and a full list of assets will be made available to qualified buyers upon the execution of a Non-Disclosure Agreement. Hybrid "Click-and-Mortar" Model: This model perfectly blends the efficiency and reach of a modern fintech platform with the high-touch customer service and trust of an in-person office, capturing a wider segment of the market. Established & Growing Operation: With a decade of operating history, the business has a proven track record and is demonstrating consistent month-on-month growth in a competitive local market. Turnkey Transition: The current owner is committed to a smooth transition and is willing to provide comprehensive training, sharing key knowledge on the regulatory landscape, loan approval processes, and customer acquisition strategies.  

Location & nearby

This listing is located in Burlington, ON

Ask the seller a question about this listing in one click

• Can you send me more info?
• Can I book a showing?
• Is the price negotiable?
• What's the property's address?
• Ask your own question